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给投资理财新手的一些建议

2015-05-26
一些投资理财的新手往往会忽视一些问题,这里有一些济南代理记账公司给投资理财新手的三个建议,济南代理记账公司建议那就刚入门的投资理财新手们看看,会让你更了解投资理财。

Some beginners tend to neglect some problems in investment and financing, here are some jinan bookkeeping agency company to finance and investment rookie three Suggestions, jinan bookkeeping agency company recommends the beginner beginners in investment and financing to see, will let you know more about finance and investment.

首先,先看看你自己以往的购物清单上,有哪些是你付出的价值远远大于拥有它带给你的幸福感的家伙,看看他们现在还有没有什么价值,如果说是如鸡肋一般的存在,处理掉吧。另外要有种能省就省的精神,比如买东西时,能砍价就砍价,要极尽所能去减少支出,比如能坐公交就不做地铁;有优惠劵绝不点优惠劵以外的东西等等。
First of all, to look at yourself first before shopping list, what are you pay more value than have it bring you happiness, and see what they now have no value, if it is like chicken ribs, dispose of them.In addition to can have a province is a spirit, such as shopping, can bargain to bargain, will do can to reduce spending, such as can bus won't do the subway;Have a coupon not something outside of coupons and so on.
其次,很多人认为钱存银行永远最安全,这可不一定,这种理财观念也是错误的!现今,国家给银行颁布了存款保险制度,也允许银行倒闭,意味着未来老百姓钱存银行不再安全了。通货膨胀严重,钱长期存银行还会贬值,以前100元能买十斤肉,5年后,说不定就只能购买5斤肉,说到底钱贬值了。钱存银行只会“发霉”,你不仅学会攒钱,还要学会生钱,通过创业,购买固定收益类产品,投资股票等,让钱赚钱,让财富增值速度赶上通货膨胀的速度。
Second, many people think that money always the safest bank, it's not certain, the financial management idea is wrong!Today, the state issued to the bank deposit insurance system, also allow Banks fail, means that future people money Banks no longer safe.Inflation is serious, long-term deposit money Banks will depreciate, used 100 yuan to buy 10 jins of flesh, five years later, perhaps can only buy 5 jins of flesh, in the end the money value.Money the bank will only "mold", you not only learn to save money, learn to money, through entrepreneurship, buying fixed-income products, invest in stocks, etc., makes money, money makes wealth increment speed to catch up with the rate of inflation.
再次,机会是给有钱的人的。是的,如果你相信上帝是公平的,那么就不要捉急。当你开始有了投资的意识,你迟早都会遇到一个属于你的投资机会。注意,我这里说的是投资而非理财,买国债不是投资、买货币基金不是投资、买银行理财不是投资、存60单不是投资,它们都是我刚才说的“攒钱”和理财,不要混淆了!什么是投资?做生意(摆地摊也算)、买股票期货或其他金融衍生品、房地产、贵金属等等!    理财没有捷径,学习理财需要一点一滴的积累,同时也要发现自己的错误理财观念,并从自己的错误中学习,总结投资理财经验。
Again, the opportunity is for the rich people.Yes, if you believe that god is fair, then don't catch.When you begin to have the consciousness of investment, sooner or later you will meet a belongs to your investment opportunities.Notice that I said here is that the investment rather than money, buy national debt is not investment, buy monetary fund investment, buy bank financing is not 60 single investment and stock investment, they are all I have just said "save money" and money, don't confuse!What is the investment?Business (street vendor also calculate), buy stock futures and other financial derivatives, real estate, precious metals, etc.There is no shortcut to finance, financing needs every bit of accumulation, but also to find their own financial management ideas, and learn from their own mistakes, summarizes the experience in financial investment.
以上就是济南代理记账公司的一些小建议,希望给大家带来一些帮助!
That is some tips of jinan bookkeeping agency company, hope to bring you some help!
济南代理记账公司:http://www.jnqqjz.com